Consolidating to one

Longer terms will typically result in lower monthly payments but at a higher interest rate.Borrowers may select any term offered by a lender regardless of the current loan term.Some lenders will permit the refinancing of those Parent PLUS loans from the parent's name into the name of the child/graduate.Indicates whether or not the lender allows loans that were previously in default, but have now been rehabilitated, to be refinanced.Borrowers typically have the option to make interest-only payments during this period in order to prevent accruing interest from increasing their balance.Many parents take out "Parent PLUS" loans to pay for their children to attend college.

Our team at Student Loan Hero works hard to find and recommend products and services that we believe are of high quality and will make a positive impact in your life.Student Loan Hero is not a lender or investment advisor.We are not involved in the loan approval or investment process, nor do we make credit or investment related decisions.Variable-rate student loans have interest rates that can change during the repayment period.Interest rates may increase or decrease at any time and typically do so based on changes to LIBOR.

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